2018 New Year’s ResolutionDecember 29, 2017
Is one of your New Year’s Resolutions to move into your own Lake Ashton resale home in 2018? One of the keys to making the home-buying process easier is planning. Planning will help you discover valuable information in the home-buying process. Resolve to achieve home ownership in 2018 in beautiful Lake Ashton.
Resolution #1: Decide What You Want. Decide what type of home you are looking for (RV home, Condo, or Single Family). Determine your price range, size, and where in Lake Ashton you would like to live (golf course, lake/water view, preservation area, etc.) and when you want to purchase. Spend a lot of time thinking about what you want, and contact a real estate agent with Lake Ashton Resales to help you choose a home somewhere in Lake Ashton, where you can live happily for several years.
Resolution #2: Get Your Finances in Order
Are your finances in order? Will you purchase your resale home in Lake Ashton with cash or will you finance the home with a Conventional, VA, FHA, or HECM loan? Once you have an idea of what you are looking for it’s time to determine what you can afford. How much do you have available for a down payment? What is your monthly budget? If you are financing the home, you should start the mortgage process before putting an offer on a home. By meeting with lenders, like Chris Bruser for a HECM loan or David Thornton for loans other than HECM, you will determine which programs best meet your needs and how much you can afford.
Resolution #3: Call Lake Ashton Resales
Buying and selling a resale home can be challenging. No two homes are precisely and exactly alike because homes in Lake Ashton are customized homes. Two homes with the same exact floor plan, located on the same street, may look identical on the outside, but look entirely different on the inside of the home. It only makes sense to work with a Lake Ashton Resale agent who knows the community and the homes in the community.
Resolution #4: Make an Offer
Once you’ve found a home in Lake Ashton, you need to make an offer on the home. You can accept the listed price and create a contract; or suggest different terms. If you choose the last option, the seller may accept, reject or make a counter-offer.
Resolution #5: Close on your Lake Ashton Resale Home
The closing process is also known as “settlement” or “escrow.” In some cases, buyers and sellers don’t need to attend the closing event; signed paperwork can be sent to the closing agent via overnight delivery.
Resolution #6: You’re Almost Done
Congrats, you’re almost done. What’s next? Determine the status of the home utilities such as water, sewage, and electric. After closing you want these services to be transferred to your name. You’ll need to submit a copy of the closing statement to complete this step in the process. Finally, enjoy your home and the amazing lifestyle Lake Ashton has to offer. Resolve to purchase your next home in 2018.
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